Best Friends Deserve the Best Pet Insurance

  • 10% Multi-pet discount

  • Visit any licensed vet

  • Faster claims using AI

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The Right Coverage for Any Situation

Every 6 seconds, a pet parent is handed an emergency vet bill of $1,000 or more. With Embrace cat insurance and dog insurance, you don’t have to choose between your pet and your savings.

Embrace has you covered for:

  • checkmark icon used as a list bulletSkin Conditions
  • checkmark icon used as a list bulletArthritis
  • checkmark icon used as a list bulletCushing's Disease
  • checkmark icon used as a list bulletLimping
  • checkmark icon used as a list bulletAsthma
  • checkmark icon used as a list bulletLymphoma
  • checkmark icon used as a list bulletGastrointestinal Issues
  • checkmark icon used as a list bulletAnxiety
  • checkmark icon used as a list bulletHyperthyroidism
  • checkmark icon used as a list bulletLigament Tears
  • checkmark icon used as a list bulletSkin conditions
  • checkmark icon used as a list bulletDiabetes
  • checkmark icon used as a list bulletEar infections
  • checkmark icon used as a list bulletSeizures
  • checkmark icon used as a list bulletKidney failure
  • checkmark icon used as a list bulletskin growths
  • checkmark icon used as a list bulletUrinary tract infections
  • checkmark icon used as a list bulletInflammatory bowel
See Coverage Details
Illnesses & Conditions

From chronic skin conditions to serious illnesses like cancer, get money back for the treatments your pet needs the most.

Accidents & Injuries

Financial protection from unexpected incidents like broken bones, swallowed objects, poisoning, and more.

Dental Work & Rx

Coverage for your pet's costly dental treatments and prescription medications that can really add up.

Wellness Rewards for Routine Care*

The smart way to save money on your pet's preventative care. Take advantage of a program that covers your pet's needs in ways typical pet insurance doesn't — offering coverage for routine care, grooming, and training. Additional member benefits include:

Special discounts

Take advantage of member-only deals from your favorite pet care brands.

$25 bonus

Wellness Rewards members get an extra $25 to use on included or eligible preventative care services.

Quarterly pet health eNewsletter

Get curated pet wellness tips delivered to your inbox.

Learn more about Wellness Rewards

17+ Years of Pet Insurance Expertise

We dedicate ourselves to pet health and providing peace of mind to pet parents with easy-to-understand insurance plans, lightning-fast claims, 24/7 telehealth support, and Wellness Rewards for preventative care.

Getting Paid Back is as Easy as 1, 2, 3

  1. Go to the vet

    With no network restrictions, you can choose from any veterinarian, including emergency and specialist vet clinics.

  2. Submit a claim online

    Take a picture of your invoice and submit using the Embrace website or app. No claim form or paperwork needed.

  3. Get money back fast

    Use direct deposit and get paid right to your account when your claim is approved.

Get Started with Embrace

Pet Insurance Frequently Asked Questions

What is pet insurance?

Pet insurance reimburses you for a portion of covered vet bills if your dog or cat were to unexpectedly get hurt or sick so that you can afford to get your pet the best care in the event of a costly accident or illness. Think of pet insurance like car insurance – it’s there to give you a financial safety net if something unexpected were to happen. Just like your car insurance doesn’t cover routine maintenance or any accidents you got into before purchasing the policy, pet insurance plans typically don’t cover routine care costs and pre-existing conditions. Learn more about how pet insurance works.

How much is pet insurance?

Pet insurance costs money.